**JOYFULLY FREE COACHING/COURSE AGREEMENT**
This Coaching Agreement (the "Agreement") is entered into between the undersigned client (the "Client") and [Your Company Name], hereinafter referred to as the "Coach." This Agreement outlines the terms and conditions for financial coaching services provided by the Coach to the Client.
**1. Scope of Services**
The purpose of financial coaching is to evaluate the Client's current financial situation, educate the Client on how to meet their financial goals, and provide recommendations for specific courses of action. The Coach will offer financial coaching services, which include one-on-one coaching sessions, as well as e-mail and text support. These services are designed to empower the Client to make informed financial decisions.
**2. No Guarantee of Results**
The Client acknowledges and understands that financial coaching is not a guarantee of specific financial results. The Coach will provide guidance and education, but the Client is solely responsible for their financial decisions and actions.
**3. Nature of Coaching**
Financial coaching is not investment advice or financial planning. It is an educational and skill-building process aimed at enhancing the Client's financial knowledge and decision-making abilities. The Coach will assist the Client in clarifying financial goals, brainstorming solutions, and providing tools and information to help the Client make informed choices.
**4. Confidentiality**
The Coach agrees to maintain the highest level of confidentiality regarding all information shared by the Client during the coaching relationship. All information shared by the Client will be kept confidential unless otherwise agreed upon in writing or as required by law.
**5. Client Responsibility**
The Client acknowledges and agrees that they are responsible for making their own financial decisions and taking appropriate actions. The Coach will provide guidance and support, but the Client remains ultimately responsible for their financial choices and actions.
**6. No Contact with Creditors**
The Coach will not make direct contact with creditors, financial institutions, or other parties on behalf of the Client. The Client is responsible for communicating with creditors and taking necessary actions to address financial matters.
**7. Independent Research and Opinions**
During the coaching program, the Coach may share information and/or independent research or opinions on financial topics using outside sources believed to be accurate. The Client acknowledges that this information is provided for educational purposes and should not be construed as a solicitation to buy or sell specific financial products or services.
**8. Agreement Termination**
The Client and Coach agree to work together in good faith to achieve the Client's financial goals. Either party may terminate this Agreement with written notice to the other party. The Client may request a refund within 7 days from the date of purchase, after which no refunds will be provided.
By clicking the button, the Client acknowledges that they have read, understood, and agree to the terms and conditions outlined in this Coaching Agreement.