$415.00 USD

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Student Loan Clarity Strategy Session

1:1 Private Coaching strategy session is the best way to have a clearly defined plan for your financial goals. 

The session has 4 phases 

Define (pre-call): Before the strategy call, you will share your student loan clarity system with Dr. Halford for review. 

Develop (call): Together, we will develop a plan to help you accomplish this goal and clarify why it is important to you. 

Do (post-call): At the end of our call, you will have a clear plan with actionable next steps to accomplish your goal. You will receive your strategy guideline to implement the plan we discussed.  

Debrief (consolidation): After implementing your strategy, you may have questions. This is why the call has a built-in one-month email check-in to ensure you have the confidence to continue implementing the plan successfully. 

PLEASE NOTE  that this purchase is non-refundable. Once the transaction is complete, no refunds or exchanges will be provided. We strongly encourage you to carefully review the product or service details before purchasing.  Please read the client-agreement pasted below. By submitting payment you are confirming that you have read and agree with the agreement as stated. If you have any questions or concerns, please don't hesitate to contact us before placing your order. Thank you for your understanding.

STUDENT LOAN STRATEGY CALL CLIENT AGREEMENT

This Student Loan Strategy Call Client Agreement (the "Agreement") is entered into by and between More Joy, More Wealth LLC ("Company," "we," "us," or "our") and the individual purchasing the service ("Client," "you," or "your"). By booking a Student Loan Strategy Call and/or paying the service fee, you agree to be bound by the terms and conditions set forth below.

1. SERVICES PROVIDED

The Company agrees to provide a one-time "Student Loan Strategy Call" (the "Service"). This Service consists of a consultation designed to discuss student loan repayment options, general financial wellness concepts, and strategy frameworks tailored for healthcare professionals.

2. NATURE OF SERVICES; NOT FINANCIAL, LEGAL, OR TAX ADVICE

READ CAREFULLY: You understand and agree that this Student Loan Strategy Call is for educational and coaching purposes only and does not constitute legal, tax, or investment advice. You understand and agree that Brittne Halford and More Joy, More Wealth LLC are providing financial coaching services only.

  • The Company is not a law firm, an accounting firm, or a registered investment advisory firm.
  • The Service does not include the provision of legal, tax, or professional investment advice.
  • While the Company may be led by a physician, the Service does not constitute medical advice or a doctor-patient relationship.
  • You are encouraged to consult with a qualified tax professional, student loan attorney, or certified financial planner before making significant financial decisions.

3. NO PROFESSIONAL RELATIONSHIP; NO GUARANTEES OR WARRANTIES

You understand and agree that, while the Coach is a physician, they are acting as a financial coach, not as a licensed financial advisor, attorney, or accountant for the Client.

While we aim to provide high-quality insights based on real-world experience, the Company makes no guarantees regarding the outcome of the strategy call, including but not limited to:

  • Specific amounts of student loan forgiveness.
  • Approval for Public Service Loan Forgiveness (PSLF) or other federal/private programs.
  • Specific financial savings or wealth accumulation.
  • The accuracy of future legislative changes regarding student loans.

The Coach provides strategies based on current information, but results are not guaranteed as loan programs and laws change.

All information is provided "as is" without any warranties, express or implied.

4. CLIENT RESPONSIBILITY

The success of the Strategy Call depends on the accuracy of the information you provide. You are responsible for:

  • Providing accurate and complete data regarding your loan balances, interest rates, and employment status.
  • Verifying all information with your specific loan servicer or the Department of Education.
  • Verifying all information with relevant professional advisors.
  • The ultimate implementation (or non-implementation) of any strategies discussed during the call.

5. LIMITATION OF LIABILITY

To the maximum extent permitted by law, More Joy, More Wealth LLC and the Coach are not liable for any losses or damages resulting from the use of information provided during the call. The Client is solely responsible for their financial decisions. To the maximum extent permitted by law, More Joy, More Wealth LLC, its owners, employees, and contractors shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Service or your reliance on any information provided during the Strategy Call.

In no event shall the Company’s total liability to you for all damages, losses, or causes of action exceed the total amount paid by you to the Company for the specific Strategy Call giving rise to the claim.

6. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless More Joy, More Wealth LLC and its agents from any and all claims, debts, demands, suits, actions, and liabilities (including attorney fees) arising out of your actions, your reliance on the information provided during the call, or your breach of this Agreement.

7. FEES AND REFUND POLICY

The fee for the Student Loan Strategy Call is due at the time of booking. Because this is a time-intensive service, fees are non-refundable once the call has been completed. Cancellations or rescheduling must be made at least 24 hours in advance; failure to do so may result in forfeiture of the session fee.

8. CONFIDENTIALITY

The Company respects your privacy and will maintain the confidentiality of your personal financial information in accordance with our Privacy Policy. However, you acknowledge that electronic communication (email, video conferencing) carries inherent risks, and the Company is not liable for breaches beyond its reasonable control.

9. INTELLECTUAL PROPERTY

Any scripts, PDFs, recordings, or materials provided to you during or after the Strategy Call are the intellectual property of More Joy, More Wealth LLC and are provided for your personal use only. You may not sell, share, or redistribute these materials without express written consent.

10. GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of the State in which the Company is headquartered, without regard to conflict of law principles. Any disputes arising under this Agreement shall be resolved in the courts of said State.

11. ENTIRE AGREEMENT

This document constitutes the entire agreement between the parties regarding the Student Loan Strategy Call. Any changes to this Agreement must be made in writing and signed (or digitally acknowledged) by both parties.

BY PROCEEDING WITH PAYMENT AND BOOKING YOUR CALL, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE TERMS OF THIS CLIENT AGREEMENT.